Public liability / By industry
Public liability insurance by industry — NZ
Indicative cost, typical cover limit and link to the full guide for 24 common NZ trades and professions.
Builders
Cost: $25–$60/mo Limit: $2M–$10M
Guide → Plumbers
Cost: $15–$40/mo Limit: $1M–$2M
Guide → Electricians
Cost: $15–$40/mo Limit: $1M–$2M
Guide → Painters & decorators
Cost: $15–$35/mo Limit: $1M–$2M
Guide → Roofers
Cost: $25–$50/mo Limit: $2M
Guide → Landscapers
Cost: $15–$35/mo Limit: $1M–$2M
Guide → Tilers
Cost: $15–$35/mo Limit: $1M–$2M
Guide → Carpenters
Cost: $15–$40/mo Limit: $1M–$2M
Guide → Cleaners (commercial)
Cost: $15–$35/mo Limit: $2M–$5M
Guide → Cleaners (domestic)
Cost: $12–$25/mo Limit: $1M
Guide → Cafes
Cost: $20–$45/mo Limit: $2M–$5M
Guide → Restaurants & bars
Cost: $25–$60/mo Limit: $2M–$10M
Guide → Retail shops
Cost: $20–$50/mo Limit: $1M–$5M
Guide → E-commerce / online retail
Cost: $15–$35/mo Limit: $1M–$2M
Guide → Consultants (general)
Cost: $15–$35/mo Limit: $1M–$2M
Guide → Freelancers
Cost: $15–$25/mo Limit: $1M
Guide → Tech startups / SaaS
Cost: $20–$50/mo Limit: $1M–$2M
Guide → Personal trainers
Cost: $15–$35/mo Limit: $1M–$2M
Guide → Photographers / videographers
Cost: $12–$30/mo Limit: $1M–$2M
Guide → Hairdressers / beauty therapists
Cost: $15–$30/mo Limit: $1M–$2M
Guide → Event organisers
Cost: $30–$80/mo Limit: $5M–$10M
Guide → Property managers
Cost: $25–$60/mo Limit: $1M–$2M
Guide → Couriers / delivery
Cost: $25–$60/mo Limit: $1M–$2M
Guide → Market stalls / food trucks
Cost: $20–$45/mo Limit: $2M
Guide → Costs and limits shown are indicative. Get a quote for your specific business.
Get a public liability quote
Compare quotes through Evolve Group Limited (FSP711891). Business-insurance enquiries are referred to Blanket Advice Limited (FSP1004126).
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