Public liability / By industry
Public liability insurance by industry — NZ
Indicative cost, typical cover limit and link to the full guide for 24 common NZ trades and professions.
Builders
Cost: $25–$60/moLimit: $2M–$10M
Guide →Plumbers
Cost: $15–$40/moLimit: $1M–$2M
Guide →Electricians
Cost: $15–$40/moLimit: $1M–$2M
Guide →Painters & decorators
Cost: $15–$35/moLimit: $1M–$2M
Guide →Roofers
Cost: $25–$50/moLimit: $2M
Guide →Landscapers
Cost: $15–$35/moLimit: $1M–$2M
Guide →Tilers
Cost: $15–$35/moLimit: $1M–$2M
Guide →Carpenters
Cost: $15–$40/moLimit: $1M–$2M
Guide →Cleaners (commercial)
Cost: $15–$35/moLimit: $2M–$5M
Guide →Cleaners (domestic)
Cost: $12–$25/moLimit: $1M
Guide →Cafes
Cost: $20–$45/moLimit: $2M–$5M
Guide →Restaurants & bars
Cost: $25–$60/moLimit: $2M–$10M
Guide →Retail shops
Cost: $20–$50/moLimit: $1M–$5M
Guide →E-commerce / online retail
Cost: $15–$35/moLimit: $1M–$2M
Guide →Consultants (general)
Cost: $15–$35/moLimit: $1M–$2M
Guide →Freelancers
Cost: $15–$25/moLimit: $1M
Guide →Tech startups / SaaS
Cost: $20–$50/moLimit: $1M–$2M
Guide →Personal trainers
Cost: $15–$35/moLimit: $1M–$2M
Guide →Photographers / videographers
Cost: $12–$30/moLimit: $1M–$2M
Guide →Hairdressers / beauty therapists
Cost: $15–$30/moLimit: $1M–$2M
Guide →Event organisers
Cost: $30–$80/moLimit: $5M–$10M
Guide →Property managers
Cost: $25–$60/moLimit: $1M–$2M
Guide →Couriers / delivery
Cost: $25–$60/moLimit: $1M–$2M
Guide →Market stalls / food trucks
Cost: $20–$45/moLimit: $2M
Guide →Costs and limits shown are indicative. Get a quote for your specific business.
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Compare quotes through Evolve Group Limited (FSP711891). Business-insurance enquiries are referred to Blanket Advice Limited (FSP1004126).
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