Compare Business Insurance Types
Find the right insurance coverage for your New Zealand business. Compare features, coverage levels, and pricing across all insurance types.
Public Liability Insurance
PopularProtection against third-party injury and property damage claims
Key Features:
- Third-party injury coverage
- Property damage protection
- Legal costs covered
- Coverage from $1M to $20M+
Ideal For:
Professional Indemnity Insurance
PopularCoverage for professional errors, negligence, and breach of duty claims
Key Features:
- Professional negligence coverage
- Error & omission protection
- Breach of confidentiality
- Retroactive coverage available
Ideal For:
Tool & Equipment Insurance
Specialized coverage for tools, equipment, and portable assets
Key Features:
- Theft protection
- Accidental damage cover
- Worldwide coverage
- New for old replacement
Ideal For:
Cyber Insurance
Protection against data breaches, cyber attacks, and digital risks
Key Features:
- Data breach response
- Cyber attack recovery
- Business interruption
- Regulatory fines coverage
Ideal For:
Business Vehicle Insurance
Comprehensive insurance for business-owned or operated vehicles
Key Features:
- Comprehensive coverage
- Third party liability
- Fleet discounts available
- Business use cover
Ideal For:
Business Interruption Insurance
Income protection when business operations are disrupted
Key Features:
- Lost income coverage
- Ongoing expense protection
- Alternative accommodation
- Expediting costs
Ideal For:
Employer Liability Insurance
RequiredProtection against employee injury and work-related illness claims
Key Features:
- Employee injury coverage
- Work-related illness
- Legal defense costs
- Statutory requirements met
Ideal For:
Combined Business Policy
PopularComprehensive package combining multiple insurance types
Key Features:
- Multiple coverages combined
- Cost-effective package
- Single policy management
- Tailored to business needs
Ideal For:
Not sure which insurance you need?
Our insurance experts can help you identify the right coverage for your business. Get personalized recommendations based on your industry and business size.
Important Information
Required Insurance: Employer Liability Insurance is legally required if you have employees in New Zealand.
Industry-Specific Requirements: Some industries may have additional insurance requirements. Check with your industry body or regulator.
Coverage Limits: Prices shown are indicative starting prices. Your actual premium will depend on your specific business risks and coverage needs.