Freelancer Insurance NZ

Affordable insurance for self-employed freelancers and independent contractors. Protect your business and income from professional liability claims.

Public Liability From $12/month

Professional Indemnity From $20/month

Cyber Insurance From $25/month

Typical Cost $50-120/month

Essential Insurance for Freelancers

Specialized coverage tailored to the unique risks faced by freelancers

Essential

Protection for freelance work errors and negligence claims

From $20/month Learn more →

Recommended

Coverage for third-party injury and property damage

From $12/month Learn more →

If handling data

Protection for data breaches and cyber risks

From $25/month Learn more →

Illustrative examples of common business risks. Amounts shown are hypothetical.

Client claimed deliverables didn't meet contract requirements. Professional indemnity covered $28,000 legal defense.

Illustrative example: $28,000

Project delay led to client financial loss claim. Professional indemnity covered $45,000 settlement.

Illustrative example: $45,000

Accused of using client's IP inappropriately. Professional indemnity covered $35,000 in legal costs.

Illustrative example: $35,000

Client's equipment damaged while in freelancer's care. Public liability covered $8,000 replacement.

Illustrative example: $8,000

Corporate and government clients often require freelancers to have professional indemnity insurance.

One claim could wipe out months of earnings. Insurance protects your freelance income and savings.

Focus on your work knowing you're protected from unexpected claims and disputes.

Join thousands of freelancers across New Zealand who trust us for their insurance needs. Compare quotes from top NZ insurers in minutes.

Free quotes • No obligations • 24-hour coverage available