Consultants Insurance NZ

Essential insurance for business consultants, advisors, and coaches. Protect yourself from professional negligence claims and liability risks.

Essential Insurance for Consultants

Specialized coverage tailored to the unique risks faced by consultants

Professional Indemnity

Essential

Protection against claims of negligent advice or service errors

From $25/month Learn more →

Cyber Insurance

Highly Recommended

Coverage for data breaches and cyber security incidents

From $30/month Learn more →

Public Liability

Recommended

Protection for third-party injury or property damage

From $15/month Learn more →

Common Risks & Claims

Illustrative examples of common business risks. Amounts shown are hypothetical.

Negligent Advice Claim

Client claimed business advice led to financial loss. Professional indemnity covered $180,000 settlement.

Illustrative example: $180,000

Data Breach

Client data compromised in cyber attack. Cyber insurance covered $45,000 in notification and recovery costs.

Illustrative example: $45,000

Breach of Confidentiality

Accused of disclosing sensitive client information. Professional indemnity covered $65,000 in legal defense.

Illustrative example: $65,000

Project Failure

Implementation of consulting recommendations failed. Professional indemnity covered $125,000 claim.

Illustrative example: $125,000

Why Consultants Need Insurance

Professional Requirement

Many consulting contracts and professional bodies require proof of professional indemnity insurance.

Client Trust

Insurance demonstrates professionalism and gives clients confidence in your services.

Protect Your Assets

Without insurance, you could lose your home and personal assets in a professional negligence claim.

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