Business insurance for / Freelancer / Wellington

Freelancer Insurance Wellington

Professional indemnity, cyber and public liability for NZ freelancers — writers, designers, consultants, contractors.

The cover stack for a Wellington freelancer

Indicative monthly cost and typical cover limit by product. Prices shown are indicative.

Limit: $500K–$1M Cost: $20–$50

Error / omission claims from clients.

Limit: $500K Cost: $20–$50

If you handle client data, draft contracts, or hold IP.

Limit: $1M Cost: $15–$25

Required for some co-working spaces and client-site visits.

Limit: Kit value Cost: $10–$20

Laptop, camera, audio kit.

Wellington central + Lambton Quay leases typically require $2M+ PL. Government-contract work needs $5M+.

Risk: client claim for error in deliverables, missed deadline, IP infringement, data breach. Many B2B clients now require PI + Cyber on contract.

Compare quotes through Evolve Group Limited (FSP711891). Business-insurance enquiries are referred to Blanket Advice Limited (FSP1004126).