Business Insurance Calculator NZ

Five inputs. Indicative monthly cost. 30 seconds. Use as a budgeting starting point — a real quote follows.

1. Industry 2. Annual revenue 3. Number of employees 4. Public liability cover limit 5. Add cyber + contents?

Indicative monthly cost

$35–$70/month

Indicative range only. Final premium depends on your specific industry classification, claims history, excess chosen and underwriter pricing.

Get a real quote for my business

How the calculator works

The calculator uses indicative monthly cost data for 10 industry buckets, scaled by revenue, employee count, cover limit and product bundle. It produces a range, not a quote.

For a real quote — comparing actual insurers, excess levels, and policy wordings — use the Get Quotes form. The form takes 2 minutes and is forwarded to a licensed adviser for a written quote.