All answers / Cost
How much is accountant insurance in NZ?
Indicative $100–$225 per month for the 4 main covers a NZ accountant typically carries, taken together. Individual covers start from around $15/month.
Indicative only — not a quote. Risk: tax-advice errors, IRD penalty exposure, BEC fraud, client data breach. PI is functionally compulsory for any practising accountant.
Indicative cost by cover
The combined figure above adds the low and high of the 4 rows below that carry a monthly price. Figures are indicative, not quotes.
| Cover | Indicative / month | Typical limit |
|---|---|---|
| Professional Indemnity | $30–$60 | $1M–$2M |
| Cyber Insurance | $30–$80 | $500K–$1M |
| Public Liability | $15–$25 | $1M |
| Statutory Liability (optional) | $25–$60 | $500K |
What each cover is for
- Professional Indemnity: Tax advice + filing errors. CA ANZ practising members typically require $1M+.
- Cyber Insurance: Client records + payment-instruction BEC risk.
- Public Liability: Office visitor + networking event cover.
- Statutory Liability (optional): Director defence costs and regulatory action.
Is this a quote?
No. Every figure on this page is an indicative range published to help you budget. SmallBusinessInsurance.co.nz is operated by Evolve Group Limited (FSP711891), a licensed Financial Advice Provider. Business-insurance enquiries are referred to Blanket Advice Limited (FSP1004126), a separately licensed FAP, who provide the regulated advice and place the cover. Your premium is set by the insurer once your business is assessed.
Indicative figures last reviewed 21 September 2026.