Business insurance for / Personal Trainer / Wellington

Personal Trainer Insurance Wellington

Public liability and professional indemnity for NZ personal trainers — gym-based, mobile, or 1:1.

The cover stack for a Wellington personal trainer

Indicative monthly cost and typical cover limit by product. Prices shown are indicative.

Limit: $1M–$2M Cost: $15–$35

Required by most NZ gyms before contractor access. $2M for group / outdoor sessions.

Limit: $500K Cost: $15–$30

Programming-error claims (injury from advised exercise).

Limit: Kit value Cost: $10–$20

For mobile PTs carrying their own kit.

Wellington central + Lambton Quay leases typically require $2M+ PL. Government-contract work needs $5M+.

Risk: client injury during sessions, programming-advice claims. Almost every NZ gym requires contractor PL before granting space.

Compare quotes through Evolve Group Limited (FSP711891). Business-insurance enquiries are referred to Blanket Advice Limited (FSP1004126).