Business insurance for / Online Retailer / E-commerce / Wellington

Online Retailer / E-commerce Insurance Wellington

Public liability (product), cyber and contents cover for NZ online retailers and e-commerce businesses.

The cover stack for a Wellington online retailer / e-commerce

Indicative monthly cost and typical cover limit by product. Prices shown are indicative.

Limit: $1M–$5M Cost: $20–$60

Products liability for the items you sell or distribute.

Limit: $500K–$2M Cost: $30–$100

Card-payment PCI-DSS exposure + Privacy Act 2020 notification.

Limit: Stock value Cost: $25–$80

Warehouse + stock cover. Theft, fire, flood.

Limit: 12-month indemnity Cost: $30–$80

Loss of revenue from warehouse fire or platform downtime.

Wellington central + Lambton Quay leases typically require $2M+ PL. Government-contract work needs $5M+.

Risk: product-injury claim, data breach, warehouse fire, supplier failure. E-commerce-only operators still need PL because of product exposure.

Compare quotes through Evolve Group Limited (FSP711891). Business-insurance enquiries are referred to Blanket Advice Limited (FSP1004126).