Business Insurance Checklist 2026

Published: January 2026

Essential Coverage Checklist

• ☐ Public Liability Insurance (Essential for most businesses)
• ☐ Professional Indemnity (Essential for service businesses)
• ☐ Cyber Insurance (If you handle customer data)
• ☐ Employer Liability (Required if you have employees)
• ☐ Business Contents (If you have equipment/stock)
• ☐ Business Interruption (For established businesses)