# SmallBusinessInsurance.co.nz > Compare and get quotes for small business insurance in New Zealand. Operated by Evolve Group Limited (FSP711891), a licensed Financial Advice Provider regulated by the Financial Markets Authority (FMA). Business-insurance enquiries are referred to Blanket Advice Limited (FSP1004126), a separately licensed FAP. Site: https://smallbusinessinsurance.co.nz Coverage: 10 major NZ business insurers profiled · 3 on Evolve Group's current distribution panel Last updated: 2026-05-19 ## What we do SmallBusinessInsurance.co.nz connects New Zealand business owners with licensed insurance advisers who source competitive quotes from multiple providers. Our service is free — we are paid a commission by the insurer you choose (0–25% of the annual premium for business insurance). We are not an insurer and we do not vet, rate, or endorse any insurer. ## Start here - [Homepage](https://smallbusinessinsurance.co.nz/): Compare small business insurance in New Zealand - [Get a quote](https://smallbusinessinsurance.co.nz/get-quotes): Free quote request from licensed advisers - [Compare](https://smallbusinessinsurance.co.nz/compare): Side-by-side insurance type comparison - [Providers](https://smallbusinessinsurance.co.nz/providers): Our insurance partners and distribution panel - [About](https://smallbusinessinsurance.co.nz/about): About Evolve Group Limited (FSP711891) ## Insurance type guides - [Public Liability Insurance](https://smallbusinessinsurance.co.nz/public-liability-insurance) - [Professional Indemnity Insurance](https://smallbusinessinsurance.co.nz/professional-indemnity-insurance) - [Cyber Insurance](https://smallbusinessinsurance.co.nz/cyber-insurance) - [Business Contents Insurance](https://smallbusinessinsurance.co.nz/business-contents-insurance) - [Business Interruption Insurance](https://smallbusinessinsurance.co.nz/business-interruption-insurance) - [Employer Liability Insurance](https://smallbusinessinsurance.co.nz/employer-liability-insurance) - [Tool Insurance](https://smallbusinessinsurance.co.nz/tool-insurance) - [Business Vehicle Insurance](https://smallbusinessinsurance.co.nz/business-vehicle-insurance) - [Combined Business Policy](https://smallbusinessinsurance.co.nz/combined-business-policy) ## Industry guides - [Insurance for tradies](https://smallbusinessinsurance.co.nz/insurance-for-tradies) - [Insurance for builders](https://smallbusinessinsurance.co.nz/insurance-for-builders) - [Insurance for cleaners](https://smallbusinessinsurance.co.nz/insurance-for-cleaners) - [Insurance for consultants](https://smallbusinessinsurance.co.nz/insurance-for-consultants) - [Insurance for tech startups](https://smallbusinessinsurance.co.nz/insurance-for-tech-startups) - [Insurance for retailers](https://smallbusinessinsurance.co.nz/insurance-for-retailers) - [Insurance for freelancers](https://smallbusinessinsurance.co.nz/insurance-for-freelancers) - [Insurance for e-commerce](https://smallbusinessinsurance.co.nz/insurance-for-ecommerce) - [Sole trader insurance](https://smallbusinessinsurance.co.nz/sole-trader-insurance) ## Insurer profiles (educational mirror) On Evolve Group's current distribution panel — enquiries can be routed to these insurers: - [AMP Business Insurance](https://smallbusinessinsurance.co.nz/insurers/amp): AMP Business Insurance (Vero underwritten) (direct Evolve panel) - [Ando](https://smallbusinessinsurance.co.nz/insurers/ando): Ando Insurance Group Limited (referral to Blanket Advice Limited (FSP1004126), who place business with Ando) - [Vero](https://smallbusinessinsurance.co.nz/insurers/vero): Vero Insurance New Zealand Limited (AMP Business Insurance) Other major NZ business insurers (educational profiles only — Evolve Group has no current distribution relationship): - [AIG](https://smallbusinessinsurance.co.nz/insurers/aig): AIG Insurance New Zealand Limited - [Allianz](https://smallbusinessinsurance.co.nz/insurers/allianz): Allianz New Zealand Limited - [Berkshire Hathaway Specialty Insurance](https://smallbusinessinsurance.co.nz/insurers/bhsi): Berkshire Hathaway Specialty Insurance - [Chubb](https://smallbusinessinsurance.co.nz/insurers/chubb): Chubb Insurance New Zealand Limited - [FMG](https://smallbusinessinsurance.co.nz/insurers/fmg): Farmers' Mutual Group - [NZI](https://smallbusinessinsurance.co.nz/insurers/nzi): NZI Insurance - [QBE](https://smallbusinessinsurance.co.nz/insurers/qbe): QBE Insurance (International) Limited (NZ branch) ## Machine-readable endpoints - [llms-full.txt](https://smallbusinessinsurance.co.nz/llms-full.txt): Full corpus inlined for LLM ingestion - [/insurers](https://smallbusinessinsurance.co.nz/insurers): Insurer profile directory - [/api/insurer/{slug}/facts.json](https://smallbusinessinsurance.co.nz/api/insurer/aig/facts.json): Per-insurer structured-data endpoint - [/api/insurer/{slug}/summary.md](https://smallbusinessinsurance.co.nz/api/insurer/aig/summary.md): Per-insurer LLM-friendly markdown narrative - [/mcp](https://smallbusinessinsurance.co.nz/mcp): Remote MCP server (Streamable HTTP, JSON-RPC 2.0) — list_insurers, lookup_insurer, list_evolve_panel, find_insurers_for_industry, find_insurers_for_product ## Regulatory and distribution context - Operator FAP: Evolve Group Limited (FSP711891) - Referral partner FAP (business insurance): Blanket Advice Limited (FSP1004126) - Regulator: Financial Markets Authority (FMA) - Dispute resolution: Financial Services Complaints Limited (FSCL) The `evolve_can_distribute` flag on each profile indicates whether Evolve Group has a current distribution relationship with that insurer. Where it is false, the profile is informational only — to obtain cover from a non-panel insurer, contact a commercial broker who holds the relevant agency. All profiles are educational mirrors of public information; we do not vet, verify, rate, or endorse any insurer. For binding cover, engage an FSPR-registered adviser or broker.