{
  "slug": "cactus",
  "name": "Cactus",
  "legal_name": "Cactus Commercial Insurance",
  "parent_group": null,
  "website": null,
  "product_types": [
    "small business package",
    "public liability",
    "commercial property"
  ],
  "industries_served": [
    "small business",
    "trades",
    "professional services"
  ],
  "underwriter_for": [],
  "distribution": {
    "evolve_can_distribute": true,
    "evolve_distribution_via": "direct relationship",
    "operator": {
      "fap_name": "Evolve Group Limited",
      "fap_fsp_number": "FSP711891",
      "primary_adviser": "Nevil Chand",
      "disclosure_url": "https://static1.squarespace.com/static/5785b287ebbd1aedaf8e21c0/t/687d55719409b174de6b9552/1753044338362/Evolve+Group+Limited+Disclosure+Statement+March+2025+v5.0.pdf",
      "last_verified": "2025-03"
    }
  },
  "profile_url": "https://smallbusinessinsurance.co.nz/insurers/cactus",
  "summary_url": "https://smallbusinessinsurance.co.nz/api/insurer/cactus/summary.md",
  "sources": [],
  "as_of": "2026-05-19",
  "provenance": {
    "type": "educational mirror",
    "operator": "Evolve Group Limited (FSP711891) — licensed Financial Advice Provider",
    "methodology": "Manually curated from each insurer's public website + Companies Office register. Updated quarterly against Evolve Group's Disclosure Statement.",
    "notes": "evolve_can_distribute flag indicates whether Evolve Group has a current distribution relationship with this insurer. Where false, this profile is educational only — Evolve cannot place cover with this insurer at present."
  }
}